Healthcare in Singapore can be costly, especially when you are unwell and need treatment urgently.
To help Singaporeans manage medical expenses, the Government offers several healthcare schemes, including MediSave, MediShield Life, and the Community Health Assist Scheme (CHAS).
CHAS provides subsidised medical and dental care at participating clinics across Singapore. While the scheme previously targeted selected households, it has since expanded to include all Singapore Citizens, with subsidy levels determined by household income or the Annual Value (AV) of the home.
This guide explains what CHAS is, who qualifies for each card tier, and how to use your CHAS card effectively for healthcare and dental services in Singapore.
What is CHAS?
The Community Health Assist Scheme (CHAS) is a Ministry of Health (MOH) initiative that helps Singapore Citizens receive subsidies for medical and dental care at participating General Practitioner (GP) and dental clinics.
All Singapore Citizens are eligible for CHAS. However, the level of subsidy depends on your household’s monthly income per person or the Annual Value (AV) of your home.
Based on these criteria, households fall into one of three tiers: CHAS Green, CHAS Orange, or CHAS Blue.
| CHAS criteria | CHAS Green | CHAS Orange | CHAS Blue |
| Household monthly income per person (for households with income) | Above S$2,300 | S$1,501 – S$2,300 | S$1,500 and below |
| Annual Value (AV) of home (for households with no income) | Above S$31,000 | S$21,001 – S$31,000 | S$21,000 and below |
Although all Singapore Citizens qualify for CHAS, households must apply for the scheme to receive subsidies. Citizens aged 21 and above can submit an online application on behalf of household members.
If you are unsure which tier your household falls under, you can calculate your household monthly income per person using CHAS’s online calculator.
Benefits of CHAS Green, Orange, and Blue
Your CHAS card colour determines the subsidies you receive. Clinics deduct CHAS subsidies from their consultation fees, meaning your final out-of-pocket cost varies depending on the clinic’s charges and your medical condition.
| CHAS Green | CHAS Orange | CHAS Blue | |
| Common illnesses | Not applicable | Up to S$10 subsidy per visit, capped at 24 visits for common illnesses per patient per year, across all CHAS clinics | Up to S$18.50 subsidy per visit, capped at 24 visits for common illnesses per patient per year, across all CHAS clinics |
| Selected single chronic conditions (simple) | Up to S$28 subsidy per visit, capped at S$112 per year | Up to S$50 subsidy per visit, capped at S$200 per year | Up to S$80 subsidy per visit, capped at S$320 per year |
| Selected multiple chronic conditions (complex) | Up to S$40 subsidy per visit, capped at S$160 per year | Up to S$80 subsidy per visit, capped at S$320 per year | Up to S$125 subsidy per visit, capped at S$500 per year |
| Selected dental services | Not applicable | Subsidies extended to 10 dental procedures Up to S$7.50 to S$410 subsidy per procedure (dependent on procedure) | Up to S$11 to S$615 subsidy per procedure (dependent on procedure) |
| Healthier SG screening (cost of screening tests and first post-screening consultation) | Fixed fee of S$5 for eligible Singaporeans | Fixed fee of S$2 for eligible Singaporeans | Fixed fee of $2 for eligible Singaporeans |
Common illnesses covered under CHAS include cough, flu, fever, diarrhoea, skin infections, sore eyes, and urinary tract infections. Patients should confirm coverage directly with the clinic before consultation.
CHAS dental benefits
In October 2025, MOH introduced fee benchmarks for common dental procedures to improve fee transparency and help patients make informed decisions.
While these benchmarks provide guidance on expected costs, patients should still confirm fees with their dental clinic before treatment.
- CHAS Green does not include dental subsidies.
- CHAS Orange and Blue offer subsidies depending on the procedure.
Subsidised dental procedures include:
- Consultation
- Scaling and polishing
- X-rays
- Fluoride treatment
- Tooth extractions
- Fillings (simple and complex)
- Re-cementation
Orange cardholders receive subsidies ranging from S$7.50 to S$45.50, while Blue cardholders receive S$11 to S$68.50 for basic procedures.
For more complex restorative treatments, such as crowns, dentures, and root canal treatment, Orange cardholders receive subsidies of up to S$410, while Blue cardholders receive up to S$615.
Actual charges may vary based on individual dental needs.
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Managing chronic conditions with CHAS
One of CHAS’s key benefits is its support for long-term chronic disease management. Chronic conditions usually require ongoing treatment, medication, and monitoring.
CHAS covers 23 chronic conditions, including diabetes, hypertension, asthma, mental health conditions, and stroke.
Subsidies for mental health conditions, such as anxiety, major depression, bipolar disorder, and schizophrenia, are available only at CDMP+ clinics.
Patients attending CHAS GP clinics may also receive subsidised services such as diabetic foot screening, retinal photography, and nurse counselling at Primary Care Network (PCN) clinics, providing more coordinated care.
Read more: The Real Cost of Getting Sick With Insurance
Other CHAS benefits beyond healthcare
CHAS benefits extend beyond medical and dental clinics.
- FairPrice Group: CHAS Blue and Orange cardholders enjoy a 3% discount on selected days at FairPrice stores, FairPrice Online, and Unity outlets.
- Sheng Siong Supermarkets: CHAS Blue cardholders enjoy a 4% discount every Thursday.
Cardholders must present their physical CHAS card at checkout to enjoy these discounts.
Read more: What You Need to Know About Singapore’s Disease Burden and Health Trends
How to use your CHAS card
The CHAS card helps Singaporeans access affordable primary healthcare and dental services.
To use it effectively:
- Bring your NRIC and CHAS card to participating clinics.
- Present both during registration.
- Ask about consultation fees before treatment.
If you are unsure which CHAS tier you qualify for or how to maximise your benefits, check the official CHAS website or speak directly with your GP clinic.
Final thoughts
The CHAS card plays an important role in making healthcare more affordable for Singaporeans. By understanding which CHAS tier you qualify for and how the subsidies work, you can reduce out-of-pocket medical and dental expenses while receiving care from trusted neighbourhood clinics.
To make the most of CHAS, always check that your clinic participates in the scheme, confirm consultation fees upfront, and keep track of your subsidy limits, especially if you manage chronic conditions. Combining CHAS subsidies with other schemes such as MediSave and MediShield Life can further ease healthcare costs.
With the right knowledge and planning, CHAS can support both your health needs and your long-term financial well-being.
Read more: How MediShield Life Changes Will Affect Your Healthcare Costs
