Retirement Cheat Sheet: CPF SA Shielding To Maximise Your CPF Account

What is CPF SA Shielding? It is a simple, low-risk hack that will change how...

Self-Employed Persons’ Guide to Filing Income Tax and Paying CPF

Here’s what you need to know about filing your income tax returns as a Self-Employed...

Best Credit Card for Maximising Cashback

Want to make the most out of your money? Here are some of the best...

Can Kakeibo Help You Save More Money?

Get your spending on track in 2022 through the Japanese art of budgeting....

Monopoly: The Board Game That Teaches You About Money

It may be a simple board game, but Monopoly can also be a financial literacy...

How To Engage Kids on Money Topics

Spending, investing, and saving - how can parents engage young children on these topics?...

Fresh Out of University? Here Are 6 Actionable Financial Tips for Fresh Graduates

Need some advice on getting off on the right financial footing after graduation? Check out...

5 Ways To Kick Start the Savings Habit

Sometimes, the hardest thing about saving money is just getting started. Here’s how you can...

All You Need To Know About Credit Score

Learn about credit score and how you can improve it....

6 Best Budgeting and Personal Finance Apps To Manage Your Expenses

Getting your finances in order isn’t as challenging as you think. Keep track of your...

10 Pointless Purchases To Stop Spending On

It’s the little things that add up. From pasta makers to skincare products, find out...

5 Tips for Overcoming Emotional Spending

Emotional spending could be the root of your impulse buying habit. Here’s an action plan...

Questions to Ask Your Financial Advisor During Your Annual Review

If you can’t remember how long it has been since you met your financial advisor,...

3 Things to Understand to Make Financial Planning Easy

For most people, financial planning isn't fun nor approachable. It all comes down to the...

Beginner’s Guide to Building Your Credit Score in Singapore

Have you wondered how credit scores are calculated, or what factors could affect your credit...

How to plan out your spending on your kids’ education in Singapore

Providing for your child's tertiary education might seem daunting, but here are actionable steps you...

How to plan your estate to protect your family

Estate planning isn't only for the rich. Planning what happens when you’re gone is especially...

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How to Help Your Parents Prepare for Retirement

If you have ageing parents, it's time to have an open conversation to understand their...

Reduce Your Family’s Household Debt to Change Your Future

Take control of your money and reduce your household debt, so you can be more...

How to Set (and Achieve) Your Financial Goals This Year

Get smart about your money by setting and achieving your financial goals with these feasible...

6 Money Management Tips Tailored for the Gen Z Crowd

The importance of a good credit score, what to do with a budget, and how...

Mortgage 101: What is Loan Tenure, Loan To Value (LTV), and Income Weighted Average Age (IWAA)?

Navigate the financial planning process of home ownership like a pro, with this primer on...

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How successful couples save money together

Get confident with your finances as a couple and save for your future together....

Where your sale proceeds go after selling your HDB flat 

How much money you'll get back from the sale of your flat, and how the...

Best Education Loans for University Students in Singapore

Different education loans available in Singapore, and how to pick the best loan that suits...

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Guide to Your End-of-Year Personal Financial Review

A step-by-step financial review guide to help you assess if you’ve made financial progress this...

Everything You’ve Asked Us About SGFinDex

The Monetary Authority of Singapore’s Financial Data Exchange platform is here. Here are some frequently...

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Bad Habits to Avoid With Your Credit Card

Credit cards can serve you well if you avoid bad habits that many fall prey...

Freelancers and SEPs: Guide to Income Taxes and CPF Contributions in Singapore

Find out how to file for your income taxes and make MediSave contributions as a...

Quick and powerful tips to clear your debt quickly

How do i get rid of my debt as quickly as possible? Here are some...

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7 Common Oversights When Doing Retirement Planning With Your Parents

Are your parents confident about retiring? They might have overlooked a few considerations – help...

How To Negotiate When Buying a Resale HDB

Resale flat prices may be at an all-time high, but that doesn't mean you can't...

How Does the CPF Retirement Account Work?

Everything you need to know about the Retirement Account and how it utilises your CPF...

Saving for Retirement: Raised CPF Basic Retirement Sum & What It Means for Millennials & Gen Zs

It was announced in Budget 2022 that the Basic Retirement Sum will be raised by...

Can You Retire on CPF LIFE Payouts Alone?

Here are other sources of income to boost your retirement fund...

What Happens to an HDB Flat When the 99-Year Lease Is Up?

Housing in SIngapore can be a complex and challenging issue due to the rising population...

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How To Ask for a Raise the Right Way

Think it’s time that you received more payouts for your efforts in the office? Read...

When Should You Start Planning for Retirement?

From growing your CPF Retirement Sum to beating inflation, here’s your guide to allocating funds...

How Will the Prime Location Public Housing (PLH) Model Affect Me?

Prime Location Public Housing (PLH)Model ensures that new public housing built in prime, central locations...

How To Craft the Perfect Resume

The job market may be fierce but your application can be fiercer. Here’s an all-in-one...

Frugality – But Being Frugal Sucks! I’ll Just Earn More!

Discover the value of frugality, where spending less leads to saving more!...

How To Deal With 3 Big Life Transitions

Getting hitched, switching jobs, and having a kid — how do you financially prepare for...

4 Simple Reasons You Didn’t Get the Raise (and What To Do About It Now)

Getting a raise is more than just your hard work. You need to learn to...

Financial To-Do List To Prepare for Your Baby’s Arrival

Having a baby? Here’s how to get your finances in top shape...

5 Questions To Ask Yourself Before Pursuing a Graduate Programme

Going back to school for a Master’s degree...

Conveyancing in Singapore: What is the Process?

Conveyancing refers to the legal process of transferring title in a property from one person...

How Much Education Actually Costs In Singapore and How You Can Afford It

A guide on the total cost of studying in Singapore and how you can successfully...

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How to choose the perfect HDB Resale Flat in Singapore

Looking to find a home without the long wait of BTOs or the cost of...

How Much Weddings Cost in Singapore and 4 Ways to Save Money on Your Big Day

Tying the knot soon but have no clue where to start on your budget planning?...

Should You Borrow More? Total Debt Servicing Ratio and Your Housing Loan

We think it's better to get a smaller home loan. Here's how you end up...

Mortgage 101: What is Mortgage Servicing Ratio (MSR) and Total Debt Servicing Ratio (TDSR)?

In the process of finding the best home loan package? We understand how some mortgage...

A 5-Step Plan to Investing for Retirement in Singapore

You don’t need to be a financial planner to know how to invest for retirement....

Launch Condo Buying Timeline in Singapore

What to expect when you buy a launch condominium in Singapore. Here, we map out...

Where your sale proceeds go after selling your HDB flat 

How much money you'll get back from the sale of your flat, and how the...

All the Questions People Ask Us About Annuity Insurance Plans

Should you buy an annuity insurance policy? What are the loopholes? What should you watch...

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Got a Spare $1? Here’s Why You Should Set up a Supplementary Retirement Scheme (SRS) Account

Yearning for an early retirement? If you’ve got a dollar to spare, that dream might...

A Singaporean’s Guide to Buying Your First Resale HDB Flat

Here’s all you need to know to buy your dream HDB Resale Flat!...

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HDB Loan VS Bank Loan: Which Should You Get?

Are bank loans better than HDB loans? Or is it the other way round? Here’s...

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Seth’s plan to FIRE in 13 years

Sethisfy sharing his early retirement plan. Details and useful tips you can apply to achieve...

What is CPF Life?

Ever wondered how much you would get from your CPF during retirement? Here’s all you...

FSM Review 2022

Yes, there’s Tiger Broker and Moomoo. But here’s why FSMOne is still one of the...

Reasons You Should Get an Endowment Plan

What is an endowment plan and how does it benefit you? ...

Endowus Review: Is It Worth Parking Funds With the Robo Advisor?

Delve into the investment opportunities Endowus brings to the table....

5 Reasons To Top Up Your CPF

Why that’s better than stashing cash away the bank....

Ready, Player One? Welcome to the Metaverse

What is the metaverse and how can you invest in this new world....

Syfe vs Endowus: Which Should You Use To Invest?

A rundown of what these two Singapore's robo wealth advisers offer....

How To Make Your First Property Purchase

A 101 guide for first-time home buyers...

Flipping the Coin – Bitcoin vs Ethereum

Dive into the world of cryptocurrency to discover the similarities and differences of the top...

The Year of the Tiger: Will the Property Market Soar or Fall In 2022?

Whether you believe in Chinese astrology and the Zodiac system or not, in the essence...

Best Platforms To Buy Cryptocurrencies in Singapore

Cryptocurrencies are the new must-have asset among many investors...

SgFinancePros: How Kel Vin Learns Investing Made 230% Returns on Tesla

Discover finance tips from finance pros themselves. See how frugality, FIRE, and finding your why...

Should You Invest in a Conservation Property?

How much value can an old building hold?...

We Review Tiger Brokers: Everyone’s Wild About It

How is trading with Tiger Brokers? We interview an actual Singapore user’s experience with the...

Channel Travel Savings Into Your First Investments — How To Get Started

How to start investing using savings from would-be travel funds....

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How To Be an Eagle-Eyed Homebuyer and Find Undervalued Properties

Everyone wants a home they can buy low and sell high for. Here’s how to...

When Should You Get an Investment Property?

How to know if the time is ripe to get your first investment property....

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CPF Hacks To Become a Millennial Half-Millionaire

Becoming a half-millionaire by 40 is possible. Here’s how....

Look Outside Singapore for Property Investment Opportunities: Ohmyhome CEO

Ohmyhome co-founders Rhonda Wong shares a way for young couples to own an investment property....

Cryptocurrencies – An Introduction to the Top 10

There are hundreds of different cryptocurrencies, and that can be daunting for first-time investors, especially...

How To Invest Your CPF Savings

Who says you can’t touch the money inside your CPF account until you retire? Here’s...

Investing in the Time of Corona – 5 Lessons Learnt

The COVID-19 pandemic has definitely affected global markets, but there are lessons to be learnt...

All You Need To Know About Investing with Syfe REIT+

Syfe REIT+ might very well be the best way for non-REIT investors in Singapore to...

Go Green or Go Home? Sustainable Investing is Here to Stay

Sustainable, or environmental, social, and governance (ESG) investing, is expanding out of its niche to...

5 Reasons to Invest Right Now

Getting ready to invest? This is why you needed to start yesterday....

Should you jump into property investing?

Is property investing in Singapore the easy path to passive income and wealth. If so,...

How to Calculate Your Investment Returns to Time Your Goals Better

The effect of compounding can help you grow your wealth faster, and is the best...

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Creating Your Investment Strategy: Short-term or Long Run?

A sound investment strategy considers both long-term and short-term goals. Finding a balance for both...

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We Review moomoo: Should You Try Futu’s Hot New Investment App?

We review Futu moomoo, a hot new investment platform, and interview a user who's become...

ESG Investing: Our Guide to Socially Responsible Investing

Environmental, Social, Governance — can you make money and still do some good in this...

How to Read a Fund Factsheet

The key to understanding a stock is in being able to read a fund’s factsheet....

3 Simple Steps To Nominate Your CPF Online

CPF Nomination. What does this term mean, and how is it helpful? We explain what...

Common Mistakes When Buying Insurance

What are some of the common mistakes when buying insurance? Here are seven potential pitfalls...

Protect Yourself Against Singapore’s Top 3 Killers: Cancer, Stroke, and Heart Attack

In 2019, 53% of deaths in Singapore were due to cancer, strokes, and heart attacks....

10 Common Life Insurance Myths Debunked

Life insurance is often seen as something that’s hard to understand, or misunderstood. What purpose...

Health Insurance in Singapore: All You Need To Know

A complete guide to the one essential insurance in Singapore: Health Insurance...

CareShield Life: How To Convert From ElderShield, and Everything Else You Need To Know

What is CareShield Life? How do you convert to it from ElderShield, and is it...

Life Insurance in Singapore — Whole Life, Term, and Which You Should Get

Life insurance provides financial coverage in the event of critical illness, disability or death. Let’s...

Do I Need a Personal Accident Plan if I Already Have Life Insurance?

Want to protect yourself against accidents? Here's why you should get a personal accident plan...

8 MediShield Life Myths Debunked

Unravelling myths and misconceptions about MediShield Life...

How Home Insurance Keeps You Protected Against Fire, Floods and Worse

There are ways to make sure an unexpected disaster doesn’t put you in unnecessary financial...

Get Ready To Travel With COVID-19 Coverage

Find out which insurance policies provide the best coverage for when quarantine-free travel finally resumes....

Guide to Buying Private Integrated Shield Plan

Integrated Shield Plans in Singapore and what it entails....

Why You Need Mortgage Insurance To Protect Your Dream Home

We help you understand mortgage insurance, the different types of coverage, and what you should...

Debunking Myths About Integrated Shield Plans

Is an Integrated Shield plan worth getting? Read on as we explain what is and...

What Are Female Insurance Plans About?

You may have heard of insurance plans catered specially for women. But what does it...

MediShield Life Explained

MediShield Life and MediSave may sound similar but their purposes and coverage are different. Here's...

The Comprehensive Guide to Buying Maternity Insurance in Singapore

What is maternity insurance, and is it really necessary?...

What Happens When You Prematurely Terminate Your Insurance Policy?

What happens when you need to stop paying for an insurance policy? What options do...

Your Complete Guide to Integrated Shield Plans in Singapore

What is an Integrated Shield Plan, and how is it linked to MediShield Life? We...

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Everything You Need to Know About Standalone Cancer Insurance

Do you need standalone cancer insurance? It can help cover expenses including treatment costs, medication,...

Yes, you must plan for long-term old age care, especially if you’re young. Comparing Careshield life supplement schemes

We get into Singapore's CareShield Life insurance scheme, and whether it is good enough for...

Your Guide to Pet Insurance in Singapore

Protect your loved ones! Hefty medical fees apply for both people and pets, that’s why...

How to make a nomination for your life insurance in Singapore

Life is unpredictable. This is a guide to ensure that the proceeds from your policy...

General Insurance vs Life Insurance: What’s the Difference?

General insurance protects your assets, while life insurance protects your loved ones. Find out how...

Do You Really Need Early Critical Illness Coverage?

How to weigh the need for critical illness coverage, and the common features of these...

A Fresh Grad’s Guide to Insurance Policies You Should Get in Singapore

What insurance should you be getting as a fresh grad? Here’s a beginner’s guide to...

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Singapore’s Integrated Shield Plans to Stop Paying for Entire Hospital Bills

How does this affect you? Here’s a handy FAQ to answer all your questions....

5 Common Misconceptions About Life Insurance Debunked

Debunking longstanding myths about life insurance policies so you can make a clearer, well-informed decision....

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Why You Seriously Need to Consider Private Medical Insurance

What are the factors I need to consider before deciding on a medical insurance policy?...

All You Need To Know About CareShield Life

Careshield life is coming into effect 1st october 2020. Here are some important highlights of...

Shrinkflation & How You Can Safeguard Your Rights as a Consumer

In this age of inflation, have you heard of its devious sibling – shrinkflation? Shrinkflation...

SgFinancePros: Here’s What the Founder of Singapore’s 1M65 Movement Learnt Losing S$100,000 at 24

1M65 founder Loo Cheng Chuan tells us about the key ingredient in achieving financial security....

Crypto Mining Allowed Former Badminton Star Gerald Ong To Buy His House

Find out how former national shuttler Gerald Ong became an entrepreneur and full-time YouTube content...

Unpacking COVID-19 Insurance for a Worry-Free Travel

With countries opening up borders, here’s all you need to know about the best covid-19...

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Why Chris of HoneyMoneySG Moved His Planned Retirement Age From 50 to 35

Chris Chong of HoneyMoneySG thought retiring by 50 was the dream. Then he discovered two...

How To Spot and Avoid 6 Biggest Financial Scams

Ways to spot an internet scam and avoid them...

5 Ways To Focus and Avoid Distractions Like the Pros

Tired of distractions? Become a master of your time and produce excellent work by acing...

Are Renovation Loans Worth Taking Up?

We examine if renovation loans are a good idea for transforming your home with cash...

From Being a Spendthrift to Promoting Financial Literacy: Heartland Boy’s Personal Finance Tips

Graduating university with only a few hundred dollars left in his bank, Alison Liew, otherwise...

How To Ace Your Next Internship

Embarking on an internship can be nerve-wracking but also very fulfilling. Read on for useful...

Manage Your Relationships Like Your Finances

Discover how financial planning principles can help you manage your relationships....

The Pursuit and Process of Lifelong Learning: A Chat With Christopher Ng

Christopher Ng fulfilled a dream many others have struggled with — retiring before 40. Find...

Million-Dollar Question About MDRT: What Is It, What Does It Mean, and Does It Matter?

Heard of MDRT countless times from your financial advisors and wondered what it means? We...

Insuring Your Dependents Is Important Too: Dawn Cher, SGBudgetBabe Chats About Insurance

Check out our full interview with Dawn to find out what she thinks about term-life...

When Should You Start Your Own Business?

How to prepare for starting your own business....

“I Hope To Retire by Age 40” – Planner Bee Chats With Finance Blogger Sethisfy

Finance Blogger Seth explains how he plans to achieve financial independence. Watch our interview to...

Rent or Buy Before 35 — Which Makes More Financial Sense?

Here’s what you should consider if you need some extra space of your own....

Guide to Singapore-Malaysia VTL by Air

The long awaited Vaccinated Travel Lane (VTL) between Singapore and Malaysia finally opened up on...

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SgFinancePros: How Kel Vin Learns Investing Made 230% Returns on Tesla

Discover finance tips from finance pros themselves. See how frugality, FIRE, and finding your why...

How To Rework Leftovers Into Food Worth Looking Forward To

Regularly throwing out excess food is as harmful to your finances as it is to...

10 Most Common Interview Questions and How To Nail Them

Preparation is the best advantage you can have going into an interview. Study these common...

Are Luxury Goods Worth Investing In?

Are luxury goods a reward or investment, or both?...

How To Sell an HDB Flat During a Divorce

We asked Ohmyhome to answer some frequently asked questions most divorcing couples have about selling...

How Minimalism Can Help You Save More and Change Your Life

Embrace a life where you save more while living better. A minimalistic lifestyle will help...

Money Journals: How I Saved S$100,000 by Age 30

Have you ever wondered whether you’re saving enough, and how much those around you save?...

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5 Questions You Should Ask Yourself Before Accepting a Job

Just got a job offer? Before signing on the dotted line, ask yourself these questions...

Guide to Car Sharing Options in Singapore

Car sharing services offer us the freedom and flexibility of driving without the long-term commitment....

Money Journals: Why a Fresh Grad Quit Her Job Amid a Pandemic

Can leaving your job be the first step on the road to financial literacy and...

A Crash Course on Certificate of Entitlement (COE)

For first-time car owners, the COE bidding system can be overwhelming. Here’s all you need...

The Art of Balancing Working While Studying

From one working student to another, discover eight tips on how to effectively balance both...