Endowus is the first and only digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.
Headquarters
Singapore
History
Operating since 2017
Management
- Founding Partner & CEO: Gregory Van
- Chairman & Chief Investment Officer: Samuel Rhee
- Founding Partner & CFO: You Ning Sun
Ownership
Independently owned and operated.
Funding
Undisclosed
Licenses
Endow.us Pte Ltd is regulated by the Monetary Authority of Singapore (MAS). Licensed under the Capital Markets Services (CMS) Licence (CMS license no. 101051), and is also an Exempt Financial Adviser under the Financial Advisors Act (Chapter 110) of Singapore.
Contact
Email: support@endowus.com
Call: +6531389167
Visit: 146B Neil Road, Singapore 088875
Products and investment methodology
1. Core portfolio
- For investing your money into percentages of equities and bonds.
- Portfolio built based on Dimensional’s Nobel prize winning and & PIMCO funds.
- Passive
- Broadly diversified across diverse assets, industries and geographically
- 6 portfolios for each risk profile.
2. Cash smart
- Low risk place to park cash.
- 3 portfolios, Core, Enhanced and Ultra.
Fees
Ranges from 0.05 – 0.60%
| Product | Amount invested | Fees per annum |
| Cash smart | Any amount | 0.05% |
| Core Portfolio Cash | Up to S$200,000 | 0.60% |
| S$200,001 to S$1,000,000 | 0.50% | |
| S$1,000,001 to S$5,000,000 | 0.35% | |
| More than S$5,000,000 | 0.25 | |
| Core Portfolio CPF/SRS | Any amount | 0.40% |
Minimum Investment Amount
- Single sum: S$10,000
- Monthly sum: S$100
Available to both retail and accredited investors
Source of investment
Cash, CPF, SRS accepted
FAQs
General CPF & SRS related Cash Smart relatedReviews
Setting up was an ease, although would recommend using desktop instead of mobile. Since I already had a CPFIA, investing with my OA was relatively easy. I chose to invest my OA with Endowus because I wanted exposure to S&P500 using my monies in my OA and Endowus is the only platform at the moment that allows us to do so. The fees are all transparent too. Lastly, the customer support is excellent!…[Full review]
They should not be expecting big returns and outperformance because Endowus is about capturing market returns efficiently!
One important point that was highlighted was that Endowus remains the only platform that is able to manage wealth across cash, SRS and CPF holistically for a bird’s eye view of their entire investment…[Full Review]
More time required than the other roboadvisors to set up account. Takes about a week for everything to get approve till you can finally deposit funds in. The extra time was worth it, likely due to the UOB Kay Hian account setup. I withdrew some money for personal reasons and it was a smooth process. The regular webinars are informative…[Full Review]
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