Endowus is the first and only digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.




Operating since 2017


  • Founding Partner & CEO: Gregory Van
  • Chairman & Chief Investment Officer: Samuel Rhee
  • Founding Partner & CFO: You Ning Sun


Independently owned and operated.




Endow.us Pte Ltd is regulated by the Monetary Authority of Singapore (MAS). Licensed under the Capital Markets Services (CMS) Licence (CMS license no. 101051), and is also an Exempt Financial Adviser under the Financial Advisors Act (Chapter 110) of Singapore.


Email: support@endowus.com

Call: +6531389167

Visit: 146B Neil Road, Singapore 088875

Visit site Endowus Products

Products and investment methodology

1. Core portfolio

  • For investing your money into percentages of equities and bonds. 
  • Portfolio built based on Dimensional’s Nobel prize winning and & PIMCO funds.  
  • Passive 
  • Broadly diversified across diverse assets, industries and geographically 
  • 6 portfolios for each risk profile.

2. Cash smart 

  • Low risk place to park cash. 
  • 3 portfolios, Core, Enhanced and Ultra.


Ranges from 0.05 – 0.60% 

ProductAmount investedFees per annum
Cash smart Any amount0.05%
Core Portfolio      


Up to S$200,0000.60%
S$200,001 to S$1,000,0000.50%
S$1,000,001 to S$5,000,0000.35%
More than S$5,000,0000.25
Core Portfolio


Any amount0.40%

Minimum Investment Amount

  • Single sum: S$10,000
  • Monthly sum: S$100

Available to both retail and accredited investors

Source of investment

Cash, CPF, SRS accepted


General CPF & SRS related Cash Smart related


Setting up was an ease, although would recommend using desktop instead of mobile. Since I already had a CPFIA, investing with my OA was relatively easy. I chose to invest my OA with Endowus because I wanted exposure to S&P500 using my monies in my OA and Endowus is the only platform at the moment that allows us to do so. The fees are all transparent too. Lastly, the customer support is excellent!…[Full review]

Paul Cheong / Seedly

They should not be expecting big returns and outperformance because Endowus is about capturing market returns efficiently!

One important point that was highlighted was that Endowus remains the only platform that is able to manage wealth across cash, SRS and CPF holistically for a bird’s eye view of their entire investment…[Full Review]

Turtle Investor

More time required than the other roboadvisors to set up account. Takes about a week for everything to get approve till you can finally deposit funds in. The extra time was worth it, likely due to the UOB Kay Hian account setup. I withdrew some money for personal reasons and it was a smooth process. The regular webinars are informative…[Full Review]

Chang RF / Seedly

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