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PERSONAL FINANCE

Our financial expert knowledge bank, simplified for the rest of us

PERSONAL FINANCE

Our financial expert knowledge bank, simplified for the rest of us

  • #ALL
  • #MANAGE MONEY
  • #GOALS
  • #GROW MONEY
  • #PROTECT
  • #LIFESTYLE
Launch Condo Buying Timeline in Singapore

What to expect when you buy a launch condominium in Singapore. Here, we map out...

03
Mar
A Fresh Grad’s Guide to Insurance Policies You Should Get in Singapore

What insurance should you be getting as a fresh grad? Here’s a beginner’s guide to...

27
Feb
The Best Thrift Shopping Spots in Singapore for a Good Bargain

You might not know that thrift shopping is available in Singapore. Here’s a guide to...

24
Feb
A Beginner’s Guide to Investing with Robo Advisors in Singapore

Is it possible to start investing with little money? This comprehensive beginner’s guide on how...

20
Feb
The real cost of our purchases is time, not money

Are you paying for that purchase with $50, or with twelve hours of work? Here’s...

17
Feb
Singapore’s Integrated Shield Plans to Stop Paying for Entire Hospital Bills

How does this affect you? Here’s a handy FAQ to answer all your questions....

11
Feb
For Home Sellers and Landlords: DIY or Engage Property Agent

Buying, selling, renting, and leasing a home can be tricky, but it hasn’t stopped many...

10
Feb
Best Ways to Maximise Your Chinese New Year Ang Bao Money

Don’t just spend all your ang bao pocket money, here are some ways you can...

06
Feb
How successful couples save money together

Get confident with your finances as a couple and save for your future together....

03
Feb
3 Science-backed Tips to Making Better Financial Decisions

Understand your brain with these 3 scientifically supported tips to help us better manage our...

30
Jan
5 Common Misconceptions About Life Insurance Debunked

Debunking longstanding myths about life insurance policies so you can make a clearer, well-informed decision....

27
Jan
Endowment Plans 101: What to Look Out For

Are insurance endowment plans right for you? These are the elements to understand before you...

23
Jan
Where your sale proceeds go after selling your HDB flat 

How much money you'll get back from the sale of your flat, and how the...

20
Jan
Best Student Credit Cards for Undergraduates in Singapore

A guide to the best credit cards for Singapore university students!...

16
Jan
Best Education Loans for University Students in Singapore

Different education loans available in Singapore, and how to pick the best loan that suits...

09
Jan
Going Cashless: Beginner’s Guide to Navigating e-Wallets

Popular e-wallet cashless payment options in Singapore and which one you should pick....

06
Jan
9 Easy Side Hustle Ideas for Students Looking To Earn Extra Income

Who says you can’t earn a quick buck while hitting the books? Here are some...

02
Jan
How People With Good Money Relationships Think

How we think about money can affect our lives significantly. By understanding how your brain...

30
Dec
Review of GrabInvest AutoInvest: Good Idea, Not So Great Product

A review of Grab’s GrabInvest AutoInvest product. Could this be the easiest way to micro-invest?...

26
Dec
How Your Brain Stops You from Achieving Your Financial Goals

Why aren’t you achieving your financial goals? We lay out some scientific ways of working...

23
Dec
Guide to Your End-of-Year Personal Financial Review

A step-by-step financial review guide to help you assess if you’ve made financial progress this...

19
Dec
Everything You’ve Asked Us About SGFinDex

The Monetary Authority of Singapore’s Financial Data Exchange platform is here. Here are some frequently...

15
Dec
Sell 1 HDB, Buy 2 Condo: No or Go?

Is the “sell one HDB, buy two condos” a wise property investment move right now?...

12
Dec
Back-to-Office Money-Saving Tips

With more people returning to the office, going back to the workplace poses a new...

09
Dec
Why Some People Don’t Want Long-term Insurance Savings Plans

Why you shouldn’t commit to a long-term insurance savings product, also known as an endowment...

05
Dec
All the Questions People Ask Us About Annuity Insurance Plans

Should you buy an annuity insurance policy? What are the loopholes? What should you watch...

02
Dec
Got a Spare $1? Here’s Why You Should Set up a Supplementary Retirement Scheme (SRS) Account

Yearning for an early retirement? If you’ve got a dollar to spare, that dream might...

28
Nov
Tips and Tricks to Hack the Best Black Friday & Cyber Monday Shopping Deals

Shopping hacks for Black Friday and Cyber Monday, so you can snag the best savings...

23
Nov
Why It’s Important to Rebalance Your Investment Portfolio

Common pitfalls in investment portfolio rebalancing, and why it’s important to do this regularly....

21
Nov
A Singaporean’s Guide to Buying Your First Resale HDB Flat

Here’s all you need to know to buy your dream HDB Resale Flat!...

18
Nov
HDB Loan VS Bank Loan: Which Should You Get?

Are bank loans better than HDB loans? Or is it the other way round? Here’s...

14
Nov
Bad Habits to Avoid With Your Credit Card

Credit cards can serve you well if you avoid bad habits that many fall prey...

11
Nov
Why Our Generation Struggles to Save Money and What to Do About It

This generation has its own challenges in saving money and managing finances. Here are some...

07
Nov
Seth’s plan to FIRE in 13 years

Sethisfy sharing his early retirement plan. Details and useful tips you can apply to achieve...

04
Nov
investing funds 101
Personal Finance 101: What are “Funds”?

What are the different types of funds you can invest? What are the risks and...

31
Oct
A Successful Life Begins by Breaking These Lies

The limiting beliefs you hold could be the very thing that’s stopping you from having...

28
Oct
What is CPF Life?

Ever wondered how much you would get from your CPF during retirement? Here’s all you...

24
Oct
What Exactly is Dollar-cost Averaging?

Should I go for dollar cost averaging or a lump sum strategy? What steps should...

21
Oct
Productive Things To Do While You’re Working From Home

For most of us, being home all day long, working at the same place we...

17
Oct
Freelancers and SEPs: Guide to Income Taxes and CPF Contributions in Singapore

Find out how to file for your income taxes and make MediSave contributions as a...

14
Oct
Quick and powerful tips to clear your debt quickly

How do i get rid of my debt as quickly as possible? Here are some...

07
Oct
What to Do If You Get Retrenched From Your Job

What are your rights as a retrenched employee, and how much should you set aside...

03
Oct
Working Adults: 5 Effective Ways to Negotiate Your Salary

So, you’ve gotten a job offer — but the offered salary is less than desirable....

01
Oct
How to make some extra money while you save the earth

Make a little extra cash and save the earth while you’re at it! Here are...

26
Sep
Set Financial Goals Like a Boss

How do we make sure that our financial goals are attainable? The way you plan...

23
Sep
Why You Seriously Need to Consider Private Medical Insurance

What are the factors I need to consider before deciding on a medical insurance policy?...

18
Sep
Smart Shopping Tips that Reduce Overspending

There are some quick and easy ways to help you change your shopping habits without...

16
Sep
Beginner’s Guide to CPF: Contributions, Account Types and Interest Rates

All your burning questions about CPF, answered — including what happens to your CPF money...

11
Sep
All You Need To Know About CareShield Life

Careshield life is coming into effect 1st october 2020. Here are some important highlights of...

03
Sep
Create a Personal Budget You Can Actually Stick To

What’s the best way to save money and create personal budgets that you can actually...

28
Aug
He Earns $100,000 a Year and is Still Broke

How do you avoid lifestyle inflation and make sure that you aren’t left broke when...

21
Aug
Term Life Insurance vs Whole Life Insurance: Which Should You Get?

What are the pros and cons of term life and whole life insurance? How do...

15
Aug
What to Do After University- Tips for A Fresh Graduate

What are your next steps after graduation? Feeling lost and directionless especially in the midst...

06
Aug
The Financial Talk to Have With Your Partner Before Saying “I Do”

Look out for red flags in your partner’s finances and have this “money talk” with...

30
Jul
Young Working Adults: 5 Crucial Personal Finance Rules to Follow

Ready to stretch your savings? We’ve rounded up the best personal finance tips to guide...

20
Jul
retirement
How to Prepare for Retirement

Things you should know in order to prepare yourself for your retirement. Planning early will...

17
Jul
Should I Invest in Real Estate or ETFs?

Is it a smarter decision to invest in a property in Asia or in Exchange...

08
Jul
When Do You Actually Need to Buy Insurance?

When is it time to buy insurance? How do I know when I should be...

15
Jun
Covid-19: Pocket-friendly Habits After You Come Out of Lockdown

How do you keep your finances in check after the long awaited end to the...

01
Jun
fixed income investment
Investment Asset Classes Explained

Breaking down the world of investing into five major asset classes....

15
May
covid-19 deferment
Loan Deferment Schemes by Singapore Banks

To help individuals in Singapore tide over the current difficult period arising from the COVID-19...

10
May
Should I Get a Personal Accident Insurance?

There are many misconceptions about how Personal Accident insurance plans work. Here are the common...

30
Apr
Coronavirus Support Schemes for Singaporeans

Information suport schemes for Singaporeans. More on Jobs Support Scheme (JSS), Enhanced Self-Employed Person Income...

21
Apr
What to Look Out for When Investing in ETFs
What to Look Out for When Investing in ETFs?

Exchange traded funds or ETFs are passive investment tools that can impact your investment portfolio....

14
Apr
How to Work From Home Effectively and Happily

Most companies have started mandatory work from home arrangements in lieu of the Covid-19 situation....

07
Apr
Details on Singapore’s Insurance Premium Deferment Schemes

A primer on insurance deferment schemes for insurers in Singapore. Know what options are available...

01
Apr
What is Term Life Insurance and How Does it Affect Me?

Term Life Insurance isn’t always something people consider when it comes to being financially savvy...

14
Mar
Switch on your “System 2” Thinking for Smart Investment Decisions

Smart investment decisions require a system 2 thinking. Understand Daniel Kahneman’s approaches to thinking so...

01
Mar
The Great Debate: Active vs Passive Investment

When it comes to active investing and passive investing, which method works better? Why is...

03
Feb
6 Smart Ways to Limit Distractions in 2020

Sometimes, we perform an action that intentionally impedes our own progress. Here are smart ways...

15
Jan
Do I Really Need Travel Insurance?

Is travel insurance really that important and does it matter which insurance you get? Make...

06
Jan
What’s an Emergency Fund and How Much is Enough?

An emergency fund is an important part of your financial planning. Make sure that you...

29
Nov
How Does Inflation Affect Your Bank Balance?

Inflation can affect the value of the money you have in hand. Understand the causes...

02
Nov
The Basics of Financial Planning: The Last Step is Key

Discover the basics of financial planning by understanding where your money is going, how much...

24
Oct
The Real Key to Investing: Being Aware of Your Behavioural Biases

The secret to being a great investor isn’t always the enviable skill of predicting the...

02
Oct
4 Basic Rules of Investing in Your 20s

How you invest in your 20s will make a big difference in your future. Investing...

18
Sep
The Geek’s Guide to Calculating the Real Returns on Your Life Insurance

It’s easy to get confused about certain technical terms when you’re not in the financial...

01
Sep
4 Habits Preventing You From Saving Without You Realising

If you need an email to sell you something, you probably don’t really need it....

12
Aug
4 Habits That Help Your Bank Balance to Grow

So here are some habits you can start implementing now to help you save better....

27
Jul
A Marie Kondo-Inspired Guide to Saving Money

How the principle of decluttering can help you save money, too....

18
Jul
So You Want to Eat Out but Still Have Money at the End of the Month

Who says you can’t go out or do what you want while you’re trying to...

12
Jul
How successful couples save money together

Get confident with your finances as a couple and save for your future together....

03
Feb
Where your sale proceeds go after selling your HDB flat 

How much money you'll get back from the sale of your flat, and how the...

20
Jan
Best Education Loans for University Students in Singapore

Different education loans available in Singapore, and how to pick the best loan that suits...

09
Jan
Guide to Your End-of-Year Personal Financial Review

A step-by-step financial review guide to help you assess if you’ve made financial progress this...

19
Dec
Everything You’ve Asked Us About SGFinDex

The Monetary Authority of Singapore’s Financial Data Exchange platform is here. Here are some frequently...

15
Dec
Bad Habits to Avoid With Your Credit Card

Credit cards can serve you well if you avoid bad habits that many fall prey...

11
Nov
Freelancers and SEPs: Guide to Income Taxes and CPF Contributions in Singapore

Find out how to file for your income taxes and make MediSave contributions as a...

14
Oct
Quick and powerful tips to clear your debt quickly

How do i get rid of my debt as quickly as possible? Here are some...

07
Oct
Set Financial Goals Like a Boss

How do we make sure that our financial goals are attainable? The way you plan...

23
Sep
Beginner’s Guide to CPF: Contributions, Account Types and Interest Rates

All your burning questions about CPF, answered — including what happens to your CPF money...

11
Sep
Create a Personal Budget You Can Actually Stick To

What’s the best way to save money and create personal budgets that you can actually...

28
Aug
He Earns $100,000 a Year and is Still Broke

How do you avoid lifestyle inflation and make sure that you aren’t left broke when...

21
Aug
Young Working Adults: 5 Crucial Personal Finance Rules to Follow

Ready to stretch your savings? We’ve rounded up the best personal finance tips to guide...

20
Jul
Coronavirus Support Schemes for Singaporeans

Information suport schemes for Singaporeans. More on Jobs Support Scheme (JSS), Enhanced Self-Employed Person Income...

21
Apr
Details on Singapore’s Insurance Premium Deferment Schemes

A primer on insurance deferment schemes for insurers in Singapore. Know what options are available...

01
Apr
4 Habits Preventing You From Saving Without You Realising

If you need an email to sell you something, you probably don’t really need it....

12
Aug
4 Habits That Help Your Bank Balance to Grow

So here are some habits you can start implementing now to help you save better....

27
Jul
A Marie Kondo-Inspired Guide to Saving Money

How the principle of decluttering can help you save money, too....

18
Jul
Launch Condo Buying Timeline in Singapore

What to expect when you buy a launch condominium in Singapore. Here, we map out...

03
Mar
Where your sale proceeds go after selling your HDB flat 

How much money you'll get back from the sale of your flat, and how the...

20
Jan
All the Questions People Ask Us About Annuity Insurance Plans

Should you buy an annuity insurance policy? What are the loopholes? What should you watch...

02
Dec
Got a Spare $1? Here’s Why You Should Set up a Supplementary Retirement Scheme (SRS) Account

Yearning for an early retirement? If you’ve got a dollar to spare, that dream might...

28
Nov
A Singaporean’s Guide to Buying Your First Resale HDB Flat

Here’s all you need to know to buy your dream HDB Resale Flat!...

18
Nov
HDB Loan VS Bank Loan: Which Should You Get?

Are bank loans better than HDB loans? Or is it the other way round? Here’s...

14
Nov
Seth’s plan to FIRE in 13 years

Sethisfy sharing his early retirement plan. Details and useful tips you can apply to achieve...

04
Nov
What is CPF Life?

Ever wondered how much you would get from your CPF during retirement? Here’s all you...

24
Oct
What to Do If You Get Retrenched From Your Job

What are your rights as a retrenched employee, and how much should you set aside...

03
Oct
retirement
How to Prepare for Retirement

Things you should know in order to prepare yourself for your retirement. Planning early will...

17
Jul
A Beginner’s Guide to Investing with Robo Advisors in Singapore

Is it possible to start investing with little money? This comprehensive beginner’s guide on how...

20
Feb
Endowment Plans 101: What to Look Out For

Are insurance endowment plans right for you? These are the elements to understand before you...

23
Jan
Review of GrabInvest AutoInvest: Good Idea, Not So Great Product

A review of Grab’s GrabInvest AutoInvest product. Could this be the easiest way to micro-invest?...

26
Dec
Sell 1 HDB, Buy 2 Condo: No or Go?

Is the “sell one HDB, buy two condos” a wise property investment move right now?...

12
Dec
Why Some People Don’t Want Long-term Insurance Savings Plans

Why you shouldn’t commit to a long-term insurance savings product, also known as an endowment...

05
Dec
All the Questions People Ask Us About Annuity Insurance Plans

Should you buy an annuity insurance policy? What are the loopholes? What should you watch...

02
Dec
Got a Spare $1? Here’s Why You Should Set up a Supplementary Retirement Scheme (SRS) Account

Yearning for an early retirement? If you’ve got a dollar to spare, that dream might...

28
Nov
Why It’s Important to Rebalance Your Investment Portfolio

Common pitfalls in investment portfolio rebalancing, and why it’s important to do this regularly....

21
Nov
investing funds 101
Personal Finance 101: What are “Funds”?

What are the different types of funds you can invest? What are the risks and...

31
Oct
What Exactly is Dollar-cost Averaging?

Should I go for dollar cost averaging or a lump sum strategy? What steps should...

21
Oct
Should I Invest in Real Estate or ETFs?

Is it a smarter decision to invest in a property in Asia or in Exchange...

08
Jul
fixed income investment
Investment Asset Classes Explained

Breaking down the world of investing into five major asset classes....

15
May
What to Look Out for When Investing in ETFs
What to Look Out for When Investing in ETFs?

Exchange traded funds or ETFs are passive investment tools that can impact your investment portfolio....

14
Apr
Switch on your “System 2” Thinking for Smart Investment Decisions

Smart investment decisions require a system 2 thinking. Understand Daniel Kahneman’s approaches to thinking so...

01
Mar
The Great Debate: Active vs Passive Investment

When it comes to active investing and passive investing, which method works better? Why is...

03
Feb
The Real Key to Investing: Being Aware of Your Behavioural Biases

The secret to being a great investor isn’t always the enviable skill of predicting the...

02
Oct
4 Basic Rules of Investing in Your 20s

How you invest in your 20s will make a big difference in your future. Investing...

18
Sep
A Fresh Grad’s Guide to Insurance Policies You Should Get in Singapore

What insurance should you be getting as a fresh grad? Here’s a beginner’s guide to...

27
Feb
Singapore’s Integrated Shield Plans to Stop Paying for Entire Hospital Bills

How does this affect you? Here’s a handy FAQ to answer all your questions....

11
Feb
5 Common Misconceptions About Life Insurance Debunked

Debunking longstanding myths about life insurance policies so you can make a clearer, well-informed decision....

27
Jan
Why You Seriously Need to Consider Private Medical Insurance

What are the factors I need to consider before deciding on a medical insurance policy?...

18
Sep
All You Need To Know About CareShield Life

Careshield life is coming into effect 1st october 2020. Here are some important highlights of...

03
Sep
Term Life Insurance vs Whole Life Insurance: Which Should You Get?

What are the pros and cons of term life and whole life insurance? How do...

15
Aug
When Do You Actually Need to Buy Insurance?

When is it time to buy insurance? How do I know when I should be...

15
Jun
Should I Get a Personal Accident Insurance?

There are many misconceptions about how Personal Accident insurance plans work. Here are the common...

30
Apr
The Geek’s Guide to Calculating the Real Returns on Your Life Insurance

It’s easy to get confused about certain technical terms when you’re not in the financial...

01
Sep
The Best Thrift Shopping Spots in Singapore for a Good Bargain

You might not know that thrift shopping is available in Singapore. Here’s a guide to...

24
Feb
The real cost of our purchases is time, not money

Are you paying for that purchase with $50, or with twelve hours of work? Here’s...

17
Feb
For Home Sellers and Landlords: DIY or Engage Property Agent

Buying, selling, renting, and leasing a home can be tricky, but it hasn’t stopped many...

10
Feb
Best Ways to Maximise Your Chinese New Year Ang Bao Money

Don’t just spend all your ang bao pocket money, here are some ways you can...

06
Feb
3 Science-backed Tips to Making Better Financial Decisions

Understand your brain with these 3 scientifically supported tips to help us better manage our...

30
Jan
Best Student Credit Cards for Undergraduates in Singapore

A guide to the best credit cards for Singapore university students!...

16
Jan
Going Cashless: Beginner’s Guide to Navigating e-Wallets

Popular e-wallet cashless payment options in Singapore and which one you should pick....

06
Jan
9 Easy Side Hustle Ideas for Students Looking To Earn Extra Income

Who says you can’t earn a quick buck while hitting the books? Here are some...

02
Jan
How People With Good Money Relationships Think

How we think about money can affect our lives significantly. By understanding how your brain...

30
Dec
How Your Brain Stops You from Achieving Your Financial Goals

Why aren’t you achieving your financial goals? We lay out some scientific ways of working...

23
Dec
Back-to-Office Money-Saving Tips

With more people returning to the office, going back to the workplace poses a new...

09
Dec
Tips and Tricks to Hack the Best Black Friday & Cyber Monday Shopping Deals

Shopping hacks for Black Friday and Cyber Monday, so you can snag the best savings...

23
Nov
Why Our Generation Struggles to Save Money and What to Do About It

This generation has its own challenges in saving money and managing finances. Here are some...

07
Nov
A Successful Life Begins by Breaking These Lies

The limiting beliefs you hold could be the very thing that’s stopping you from having...

28
Oct
Productive Things To Do While You’re Working From Home

For most of us, being home all day long, working at the same place we...

17
Oct
How to make some extra money while you save the earth

Make a little extra cash and save the earth while you’re at it! Here are...

26
Sep
Smart Shopping Tips that Reduce Overspending

There are some quick and easy ways to help you change your shopping habits without...

16
Sep
The Financial Talk to Have With Your Partner Before Saying “I Do”

Look out for red flags in your partner’s finances and have this “money talk” with...

30
Jul
Covid-19: Pocket-friendly Habits After You Come Out of Lockdown

How do you keep your finances in check after the long awaited end to the...

01
Jun
covid-19 deferment
Loan Deferment Schemes by Singapore Banks

To help individuals in Singapore tide over the current difficult period arising from the COVID-19...

10
May
Coronavirus Support Schemes for Singaporeans

Information suport schemes for Singaporeans. More on Jobs Support Scheme (JSS), Enhanced Self-Employed Person Income...

21
Apr
How to Work From Home Effectively and Happily

Most companies have started mandatory work from home arrangements in lieu of the Covid-19 situation....

07
Apr
6 Smart Ways to Limit Distractions in 2020

Sometimes, we perform an action that intentionally impedes our own progress. Here are smart ways...

15
Jan
So You Want to Eat Out but Still Have Money at the End of the Month

Who says you can’t go out or do what you want while you’re trying to...

12
Jul
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