Protect

Maternity Insurance’s Benefits Beyond Childbirth

Maternity insurance covers more than just pregnancy complications. Life insurance without medical underwriting and more...

Lifestyle

Enrichment Classes: Should I Enrol My Child in Them and What Are My Options for Academic Courses?

Thinking of signing your child up for enrichment classes? Here’s why they might help and...

Protect

Term Life Insurance vs Whole Life Insurance: Which Should You Get?

Term life and whole life insurance: What’s the difference, what are their pros and cons,...

2 Comments

Grow money

Dollar-Cost Averaging: What Is It, and When Is It a Good Investment Strategy?

What exactly is dollar-cost averaging, its pros and cons? Here is a detailed guide to...

Lifestyle

8 Best Thrift Shops in Singapore for Sustainable Shopping

Love a bargain? Try thrift shopping instead and give items a new lease of life....

Grow money

How To Calculate Your Cash Proceeds From Your Home Sale

Congratulations! Your home has hit the 5-year Minimum Occupancy Period (MOP) and now you’re able to sell...

Grow money

The Real Key to Investing: Being Aware of Your Behavioural Biases

When people think about investing, many think of it as needing some mystical skill to...

1 Comment

Lifestyle

COVID-19: Pocket-Friendly Habits for a World After the Pandemic

How do you keep your finances in check after the long awaited end to the...

Manage Money

The Student’s Guide to Personal Finance

Wondering how to manage your finances as a student? This is a guide to help...

Lifestyle

Spin Instructor Gloria Soh Sets Expenditure Tracking Into Motion

Will a fitness trainer’s laissez-faire approach to her diet affect the way she manages her...

Grow money

How To Start a CDP Account and Start Trading

Ready to start trading but not quite sure how? First things first – you will...

Protect

Travel Insurance: Do I Really Need It and What Should I Take Note Of?

Is travel insurance really that important and does it matter which insurance you get? Make...

Manage Money

5 Clever Subscription Hacks To Help You Save Money

Did you know that your subscription services could be costing you more than you think?...

Lifestyle

Working Adults: 6 Effective Ways to Negotiate Your Salary

So, you’ve gotten a job offer — but the offered salary is less than desirable....

Protect

Honesty Is the Best Policy: How Withholding Information Can Void Your Claims Payout

Find out why it is critical to truthfully disclose information when it comes to insurance...

Manage Money

HDB Loan vs Bank Loan: Which Should You Choose?

HDB loan or Bank Loan? Let us explore the options to help you make a...

Lifestyle

What Is Decoupling and How Can It Help You in Buying a Second Property?

Joint homeowners can “decouple” when one co-owner transfers his/her share to the other, relinquishing his/her...

Goals

Net Worth: How Much Do You Truly Own?

Taking stock of your finances? Calculating your net worth is the way to go....

Protect

Deconstructing and Understanding Your Whole Life Insurance Policy

Read and understand your whole life insurance policy with Planner Bee. Know what the benefit...

Lifestyle

How Desleen Yeo Started a Clothing Label YeoMama Batik and Navigates Gender Expectations

Interview with Desleen Yeo, who reinvents traditional batik clothing after experiencing burnout from her events...

Goals

Retirement Planning: Is S$1 Million Enough?

Thinking of retiring with S$1 million? Can it fight against inflation? Retirement planning is not...

Lifestyle

How Shaun Tupaz’s Habits Set Him Up To Save Big While Staying Fit

The radio and fitness personality shares about how working on himself is helping his financial...

Manage Money

Owning vs Renting a Car in Singapore: A Cost Breakdown

Owning a car has become increasingly more expensive. Is renting a car really that affordable?...

Manage Money

A Guide to Singapore’s Best Savings Accounts

Which banks will offer you the best interest rates?...

Grow money

Home Ownership in a Time of High Interest Rates: What You Need To Watch Out For

HDB or private housing? Time to get your loan calculator out and crunch those numbers....

Goals

Your SRS Account Is Meant To Help Reduce Your Taxes and Build a Retirement Fund

How Singapore’s Supplementary Retirement Scheme (SRS) account works to reduce your income tax, and get...

Lifestyle

Unique Places To Visit for New Experiences While on a Budget in 2022

With global borders finally opening up, make those travel dreams a reality with these notable...

Lifestyle

Salary Transparency – Should You Tell Your Colleagues How Much You Earn?

Many people think talking about salary with your colleagues is a big no-no. But will...

Manage Money

The Value of Money – 5 Lessons for Your Child

Teaching your child the value of money is the first step in their journey into...

Lifestyle

8 Tips To Boost Your Mental Health

With the increasing level of stress one faces daily, what can you do to boost...

Lifestyle

Former Pop-Star, Now Entrepreneur, Wife and Mother of Two: Race Wong Is Doing It All

Interviewing co-founder Race Wong from Ohmyhome, a proptech startup she started with sister Ronda Wong....

Protect

What Should You Do After a Motor Accident?

What you need to know about filing a motor claim when you’re involved in an...

Manage Money

What Is the Consumer Price Index, and How Does It Affect Me?

With CPI increasing lately and greater pressures of inflation, how am I affected as a...

Lifestyle

Smart Shopping Tips that Reduce Overspending

What are some smart shopping tips that will help you avoid overspending? Here are some...

1 Comment

Goals

Student Loans: What Kinds Are There, and How Do I Graduate Debt-Free?

Most Singaporeans grow up with the belief that a university degree is key to a...

Grow money

All You Need To Know About Singapore Savings Bonds

You may have heard the hype about the Singapore Savings Bonds recently, but are not...

Lifestyle

Pilates Trainer Jeremy Lee Finds Balance for His Budget

We challenge a fitness instructor to apply his discipline in training to tracking his expenses....

Protect

Understanding How Your Personal Data Can Be Used and How To Protect It

How is your personal data being used by companies? Is data privacy well regulated and...

Manage Money

Freelancers and SEPs: Guide to Income Taxes and CPF Contributions in Singapore

Find out how to file for your income taxes and make MediSave contributions as a...

Lifestyle

Cost-Saving Travel Hacks in a Post-Pandemic World

After two years of travel deprivation, it’s time to take to the skies again. Here...

Manage Money

What Should Condo Owners Know About Their Duties, and the Maintenance and Management of Their Property?

Condominiums are managed differently from other residential properties. Here’s how the Building Maintenance and Strata...

Protect

All You Need To Know About Motor Insurance Policies in Singapore

Motor insurance is mandatory in Singapore. However, with so many options available, which is the...

Lifestyle

How Much Do Fertility Checks and Treatment, and Egg Freezing Cost?

We run through all the costs involved in seeking out fertility assessments and treatments....

Lifestyle

Eight Spending Habits That Brings You Greater Happiness

How to use your money wisely so you’ll always be contented....

Manage Money

Eco-Friendly Personal Finance: How You Can Make the Switch Too

Climate change is catching up to us and the choices we make regarding our finances...

Protect

Insurance Policy Loan – What Is It, and When Should You Use It

Need some extra cash? Your insurance policy may be the answer. Here’s how an insurance...

Manage Money

How To Prepare for and Survive the COVID-19 Recession

Experts have predicted that a recession is looming. Here’s how you can gear yourself up,...

Protect

Travel Insurance for Those in Their Silver Years

Find the best senior travel insurance plan for a worry-free holiday. Travel insurance for those...

Grow money

CDP vs Custodian Account? Which Should I Use and Why?

Where are your investments stored after you buy them? What are the differences between a...

Basics 101 Manage Money

A Beginner’s Guide to CPF: Contributions, Account Types and Interest Rates

All your burning questions about CPF, answered — including what happens to your CPF money...

Protect

Best Personal Accident Insurance Plans

One accident can flip your life upside down. Choose the best accident insurance plan for...

Lifestyle

Personal Trainer Gabriel Seow Tries Tracking His Expenses Alongside His Calories

Can a personal trainer manage his expenditure as well as he does his calorie intake?...

Manage Money

Taking Personal Loans When Inflation Is High: Always a Bad Move?

Inflation isn’t always bad news. Here’s why taking out personal loans when inflation rates are...

Manage Money

Should You Max Out Your Basic Healthcare Sum in Your CPF MediSave Account

What happens when you hit CPF’s Basic Healthcare Sum, and whether you should....

Goals

How To Complement Your CPF Life With an Annuity Plan

Find out how you can make use of an annuity plan to complement the monthly...

10 Comments

Lifestyle

How To Donate Effectively

A brief introduction to Effective Altruism, and how to apply their principles as potential donors...

Grow money

3 Effective Ways To Hedge Against Inflation

With the rising cost of living, inflation is a constant challenge. Read on to find...

Lifestyle

7 unmistakable signs it’s time for a mid-career change

Job switches, while daunting, are not uncommon and can pave the way towards a happier...

Goals

What Costs Should You Consider When Planning for Your Child’s Education?

Find out how much you’ll need to put aside to provide a good university education...

Manage Money

Subsidies and Schemes for Seniors and Caregivers

Here’s the full list of subsidies and assistance schemes for seniors and caregivers in Singapore....

Lifestyle

Making Food, Fitness, and Financial Goals Work Together With Pilates Teacher Daniel Chan

Does health have to come at the expense of wealth in Singapore? Discover how Pilates...

Manage Money

Top 10 Worst Financial Mistakes

These 10 financial mistakes could be what’s holding you back from your goals. Learn more...

Lifestyle

What Is Your Money Personality Type?

You probably have heard of the MBTI personality type but how about money personality type?...

Protect

How Much Health Insurance Will Cost You Over Your Lifetime

Are you aware of the lifetime cost of maintaining the healthcare coverage you need?...

Grow money

How CPF Interest Rates Can Help Grow Your Money

Are CPF’s interest rates a sure thing, and can they be considered a good deal?...

Lifestyle

How To Save on Your Home Renovation?

Wondering how to save on your home renovation? Here are some tips on how you...

Protect

I Already Have Hospitalisation Insurance. Why Do I Need a Critical Illness Plan As Well?

Why does your insurer recommend a critical illness plan if you already have hospitalisation insurance?...

Grow money

Webull Is Coming to Singapore: Here’s What To Expect

With Webull’s entry into Singapore’s market, let us take a look at what the broker...

Grow money

Should You Be Invested in NFTs?

Let’s go deeper behind the hype and see if non-fungible tokens are worth your time...

Manage Money

What Is Buy Now Pay Later and Should You Use It?

Buy Now Pay Later is the newest credit tool that lets you buy and pay...

Lifestyle

6 Ways To Make a Budget for Marriage Separation

Budgeting income and expenses during a separation is crucial, yet often overlooked. Going through a...

Grow money

SaxoWealthCare: A Look Into Saxo’s Digital Wealth Manager

SaxoWealthCare is brokerage Saxo Market’s latest digital wealth manager. What can it offer and what...

Manage Money

Why Am I Afraid of Looking at My Bank Account Balance?

Learn how to identify and cope with common financial anxieties in this article....

Protect

Is Your Critical Illness Coverage Enough for You? This Is What Happens if You Are Under-Insured

The LIA revealed that Singaporeans are underinsured for critical illnesses. Are you sufficiently covered if...

Lifestyle

6 Money Moves To Financially Prepare for Quitting Your Job

Suffering from work burnout? Sure, it may be tempting to quit on the spot but...

Manage Money

Crypto.com Review 2022

Cryptocurrencies experienced a meteoric rise in 2021 and are expected to be adopted more widely...

Lifestyle

Fitness Influencer Bethia Wee Attempts Eating Healthy on a Budget

Fitness enthusiast and entrepreneur Bethia Wee takes on Planner Bee’s S$100 challenge....

1 Comment

Protect

5 Golden Factors To Consider When Buying Travel Insurance in 2022

With international travel making its long-awaited comeback, make sure that you’re well-insured before catching that...

Lifestyle

Shrinkflation & How You Can Safeguard Your Rights as a Consumer

In this age of inflation, have you heard of its devious sibling – shrinkflation? Shrinkflation...

Manage Money

Retirement Cheat Sheet: CPF SA Shielding To Maximise Your CPF Account

What is CPF SA Shielding? It is a simple, low-risk hack that will change how...

2 Comments

Grow money

Review of Fundsupermart (FSMOne) 2022

Yes, there’s Tiger Broker and Moomoo. But here’s why FSMOne is still one of the...

Protect

3 Simple Steps To Nominate Your CPF Online

CPF Nomination. What does this term mean, and how is it helpful? We explain what...

Goals

7 Common Oversights When Doing Retirement Planning With Your Parents

Are your parents confident about retiring? They might have overlooked a few considerations – help...

Lifestyle

SgFinancePros: Here’s What the Founder of Singapore’s 1M65 Movement Learnt Losing S$100,000 at 24

1M65 founder Loo Cheng Chuan tells us about the key ingredient in achieving financial security....

Grow money

Reasons You Should Get an Endowment Plan

What is an endowment plan and how does it benefit you? ...

Manage Money

Self-Employed Persons’ Guide to Filing Income Tax and Paying CPF

Here’s what you need to know about filing your income tax returns as a Self-Employed...

Goals

How To Negotiate When Buying a Resale HDB

Resale flat prices may be at an all-time high, but that doesn't mean you can't...

Grow money

Endowus Review: Is It Worth Parking Funds With the Robo Advisor?

Delve into the investment opportunities Endowus brings to the table....

Grow money

5 Reasons To Top Up Your CPF

Why that’s better than stashing cash away the bank....

Goals

How Does the CPF Retirement Account Work?

Everything you need to know about the Retirement Account and how it utilises your CPF...

Lifestyle

Crypto Mining Allowed Former Badminton Star Gerald Ong To Buy His House

Find out how former national shuttler Gerald Ong became an entrepreneur and full-time YouTube content...

Protect

Common Mistakes When Buying Insurance

What are some of the common mistakes when buying insurance? Here are seven potential pitfalls...

Lifestyle

Unpacking COVID-19 Insurance for a Worry-Free Travel

With countries opening up borders, here’s all you need to know about the best covid-19...

3 Comments

Manage Money

Best Credit Card for Maximising Cashback

Want to make the most out of your money? Here are some of the best...

Grow money

Ready, Player One? Welcome to the Metaverse

What is the metaverse and how can you invest in this new world....

Lifestyle

Why Chris of HoneyMoneySG Moved His Planned Retirement Age From 50 to 35

Chris Chong of HoneyMoneySG thought retiring by 50 was the dream. Then he discovered two...

Lifestyle

How To Spot and Avoid 6 Biggest Financial Scams

Ways to spot an internet scam and avoid them...

Lifestyle

5 Ways To Focus and Avoid Distractions Like the Pros

Tired of distractions? Become a master of your time and produce excellent work by acing...

Grow money

Syfe vs Endowus: Which Should You Use To Invest?

A rundown of what these two Singapore's robo wealth advisers offer....

Protect

Protect Yourself Against Singapore’s Top 3 Killers: Cancer, Stroke, and Heart Attack

In 2019, 53% of deaths in Singapore were due to cancer, strokes, and heart attacks....

Lifestyle

Are Renovation Loans Worth Taking Up?

We examine if renovation loans are a good idea for transforming your home with cash...

Lifestyle

From Being a Spendthrift to Promoting Financial Literacy: Heartland Boy’s Personal Finance Tips

Graduating university with only a few hundred dollars left in his bank, Alison Liew, otherwise...

1 Comment

Lifestyle

How To Ace Your Next Internship

Embarking on an internship can be nerve-wracking but also very fulfilling. Read on for useful...

Lifestyle

Manage Your Relationships Like Your Finances

Discover how financial planning principles can help you manage your relationships....

Grow money

How To Make Your First Property Purchase

A 101 guide for first-time home buyers...

Lifestyle

The Pursuit and Process of Lifelong Learning: A Chat With Christopher Ng

Christopher Ng fulfilled a dream many others have struggled with — retiring before 40. Find...

Goals

Saving for Retirement: Raised CPF Basic Retirement Sum & What It Means for Millennials & Gen Zs

It was announced in Budget 2022 that the Basic Retirement Sum will be raised by...

Manage Money

Can Kakeibo Help You Save More Money?

Get your spending on track in 2022 through the Japanese art of budgeting....

Grow money

Flipping the Coin – Bitcoin vs Ethereum

Dive into the world of cryptocurrency to discover the similarities and differences of the top...

Lifestyle

Million-Dollar Question About MDRT: What Is It, What Does It Mean, and Does It Matter?

Heard of MDRT countless times from your financial advisors and wondered what it means? We...

Goals

Can You Retire on CPF LIFE Payouts Alone?

Here are other sources of income to boost your retirement fund...

Lifestyle

Insuring Your Dependents Is Important Too: Dawn Cher, SGBudgetBabe Chats About Insurance

Check out our full interview with Dawn to find out what she thinks about term-life...

Protect

10 Common Life Insurance Myths Debunked

Life insurance is often seen as something that’s hard to understand, or misunderstood. What purpose...

Manage Money

Monopoly: The Board Game That Teaches You About Money

It may be a simple board game, but Monopoly can also be a financial literacy...

Lifestyle

When Should You Start Your Own Business?

How to prepare for starting your own business....

Grow money

The Year of the Tiger: Will the Property Market Soar or Fall In 2022?

Whether you believe in Chinese astrology and the Zodiac system or not, in the essence...

Lifestyle

“I Hope To Retire by Age 40” – Planner Bee Chats With Finance Blogger Sethisfy

Finance Blogger Seth explains how he plans to achieve financial independence. Watch our interview to...

Protect

Health Insurance in Singapore: All You Need To Know

A complete guide to the one essential insurance in Singapore: Health Insurance...

Grow money

Best Platforms To Buy Cryptocurrencies in Singapore

Cryptocurrencies are the new must-have asset among many investors...

Lifestyle

Rent or Buy Before 35 — Which Makes More Financial Sense?

Here’s what you should consider if you need some extra space of your own....

Lifestyle

Guide to Singapore-Malaysia VTL by Air

The long awaited Vaccinated Travel Lane (VTL) between Singapore and Malaysia finally opened up on...

1 Comment

Goals

What Happens to an HDB Flat When the 99-Year Lease Is Up?

Housing in SIngapore can be a complex and challenging issue due to the rising population...

2 Comments

Grow money Lifestyle

SgFinancePros: How Kel Vin Learns Investing Made 230% Returns on Tesla

Discover finance tips from finance pros themselves. See how frugality, FIRE, and finding your why...

Goals

How To Ask for a Raise the Right Way

Think it’s time that you received more payouts for your efforts in the office? Read...

Grow money

Should You Invest in a Conservation Property?

How much value can an old building hold?...

Grow money

We Review Tiger Brokers: Everyone’s Wild About It

How is trading with Tiger Brokers? We interview an actual Singapore user’s experience with the...

Protect

CareShield Life: How To Convert From ElderShield, and Everything Else You Need To Know

What is CareShield Life? How do you convert to it from ElderShield, and is it...

Grow money

Channel Travel Savings Into Your First Investments — How To Get Started

How to start investing using savings from would-be travel funds....

1 Comment

Manage Money

How To Engage Kids on Money Topics

Spending, investing, and saving - how can parents engage young children on these topics?...

Goals

When Should You Start Planning for Retirement?

From growing your CPF Retirement Sum to beating inflation, here’s your guide to allocating funds...

Goals

How Will the Prime Location Public Housing (PLH) Model Affect Me?

Prime Location Public Housing (PLH)Model ensures that new public housing built in prime, central locations...

Lifestyle

How To Rework Leftovers Into Food Worth Looking Forward To

Regularly throwing out excess food is as harmful to your finances as it is to...

2 Comments

Lifestyle

10 Most Common Interview Questions and How To Nail Them

Preparation is the best advantage you can have going into an interview. Study these common...

Goals

How To Craft the Perfect Resume

The job market may be fierce but your application can be fiercer. Here’s an all-in-one...

Grow money

How To Be an Eagle-Eyed Homebuyer and Find Undervalued Properties

Everyone wants a home they can buy low and sell high for. Here’s how to...

Protect

Life Insurance in Singapore — Whole Life, Term, and Which You Should Get

Life insurance provides financial coverage in the event of critical illness, disability or death. Let’s...

Goals

Frugality – But Being Frugal Sucks! I’ll Just Earn More!

Discover the value of frugality, where spending less leads to saving more!...

Goals

How To Deal With 3 Big Life Transitions

Getting hitched, switching jobs, and having a kid — how do you financially prepare for...

Protect

Do I Need a Personal Accident Plan if I Already Have Life Insurance?

Want to protect yourself against accidents? Here's why you should get a personal accident plan...

Lifestyle

Are Luxury Goods Worth Investing In?

Are luxury goods a reward or investment, or both?...

Manage Money

Fresh Out of University? Here Are 6 Actionable Financial Tips for Fresh Graduates

Need some advice on getting off on the right financial footing after graduation? Check out...

Grow money

When Should You Get an Investment Property?

How to know if the time is ripe to get your first investment property....

1 Comment

Lifestyle

How To Sell an HDB Flat During a Divorce

We asked Ohmyhome to answer some frequently asked questions most divorcing couples have about selling...

Lifestyle

How Minimalism Can Help You Save More and Change Your Life

Embrace a life where you save more while living better. A minimalistic lifestyle will help...

Lifestyle

Money Journals: How I Saved S$100,000 by Age 30

Have you ever wondered whether you’re saving enough, and how much those around you save?...

1 Comment

Lifestyle

5 Questions You Should Ask Yourself Before Accepting a Job

Just got a job offer? Before signing on the dotted line, ask yourself these questions...

Lifestyle

Guide to Car Sharing Options in Singapore

Car sharing services offer us the freedom and flexibility of driving without the long-term commitment....

Lifestyle

Money Journals: Why a Fresh Grad Quit Her Job Amid a Pandemic

Can leaving your job be the first step on the road to financial literacy and...

Lifestyle

A Crash Course on Certificate of Entitlement (COE)

For first-time car owners, the COE bidding system can be overwhelming. Here’s all you need...

Protect

8 MediShield Life Myths Debunked

Unravelling myths and misconceptions about MediShield Life...

Manage Money

5 Ways To Kick Start the Savings Habit

Sometimes, the hardest thing about saving money is just getting started. Here’s how you can...

Protect

How Home Insurance Keeps You Protected Against Fire, Floods and Worse

There are ways to make sure an unexpected disaster doesn’t put you in unnecessary financial...

Grow money

CPF Hacks To Become a Millennial Half-Millionaire

Becoming a half-millionaire by 40 is possible. Here’s how....

Protect

Get Ready To Travel With COVID-19 Coverage

Find out which insurance policies provide the best coverage for when quarantine-free travel finally resumes....

Lifestyle

The Art of Balancing Working While Studying

From one working student to another, discover eight tips on how to effectively balance both...

Grow money

Look Outside Singapore for Property Investment Opportunities: Ohmyhome CEO

Ohmyhome co-founders Rhonda Wong shares a way for young couples to own an investment property....

Goals

4 Simple Reasons You Didn’t Get the Raise (and What To Do About It Now)

Getting a raise is more than just your hard work. You need to learn to...

Lifestyle

7 Best Budget-Friendly Ways To Treat Yourself

Desperately in need of some fun and relaxation but are tight on finances? Self-care can...

Lifestyle

Know Your Rights: How To File a Claim at the Small Claims Tribunal

Property damaged? Not getting refunded? To solve this and avoid hefty legal costs, you can...

Lifestyle

Singapore-Germany VTL: How Much Does It Cost & Is It Worth the Risk?

How to travel via Singapore-Germany VTL and the risks involved....

Goals

Financial To-Do List To Prepare for Your Baby’s Arrival

Having a baby? Here’s how to get your finances in top shape...

Protect

Guide to Buying Private Integrated Shield Plan

Integrated Shield Plans in Singapore and what it entails....

Lifestyle

5 Financial Lessons From Watching Squid Game

Netflix Korean drama Squid Game and money lessons it teaches us....

Manage Money

All You Need To Know About Credit Score

Learn about credit score and how you can improve it....

Protect

Why You Need Mortgage Insurance To Protect Your Dream Home

We help you understand mortgage insurance, the different types of coverage, and what you should...

Grow money

Cryptocurrencies – An Introduction to the Top 10

There are hundreds of different cryptocurrencies, and that can be daunting for first-time investors, especially...

Lifestyle

How To Build Relationships When Starting a New Job Remotely

Starting a new job remotely can be daunting, but that doesn’t mean you can’t impress...

Goals

5 Questions To Ask Yourself Before Pursuing a Graduate Programme

Going back to school for a Master’s degree...

Lifestyle

Money Journals: Balancing 4 Different Incomes on Her Plate

From auditing to managing her family business, step into this Malaysian’s financial world and discover...

Protect

Debunking Myths About Integrated Shield Plans

Is an Integrated Shield plan worth getting? Read on as we explain what is and...

Grow money

How To Invest Your CPF Savings

Who says you can’t touch the money inside your CPF account until you retire? Here’s...

Lifestyle

Money Journals: IT Business Analyst by Day, Personal Finance Blogger by Night

Ever wonder how a personal finance blogger manages his personal finances? Take an insider look...

Protect

What Are Female Insurance Plans About?

You may have heard of insurance plans catered specially for women. But what does it...

Lifestyle

5 Ways To Make the Best of Your First Paycheck

Maximise your first paycheck to plan for your financial future...

1 Comment

Lifestyle

Money Journals: Carving a Career Out of Fitness, Property and Investments

Discover the inner financial lives of everyday Malaysians and Singaporeans in Money Journals – a...

Protect

MediShield Life Explained

MediShield Life and MediSave may sound similar but their purposes and coverage are different. Here's...

Manage Money

6 Best Budgeting and Personal Finance Apps To Manage Your Expenses

Getting your finances in order isn’t as challenging as you think. Keep track of your...

Grow money

Investing in the Time of Corona – 5 Lessons Learnt

The COVID-19 pandemic has definitely affected global markets, but there are lessons to be learnt...

Manage Money

10 Pointless Purchases To Stop Spending On

It’s the little things that add up. From pasta makers to skincare products, find out...

Grow money

All You Need To Know About Investing with Syfe REIT+

Syfe REIT+ might very well be the best way for non-REIT investors in Singapore to...

Protect

The Comprehensive Guide to Buying Maternity Insurance in Singapore

What is maternity insurance, and is it really necessary?...

Grow money

Go Green or Go Home? Sustainable Investing is Here to Stay

Sustainable, or environmental, social, and governance (ESG) investing, is expanding out of its niche to...

Grow money

5 Reasons to Invest Right Now

Getting ready to invest? This is why you needed to start yesterday....

Manage Money

5 Tips for Overcoming Emotional Spending

Emotional spending could be the root of your impulse buying habit. Here’s an action plan...

Grow money

Should you jump into property investing?

Is property investing in Singapore the easy path to passive income and wealth. If so,...

Goals

Conveyancing in Singapore: What is the Process?

Conveyancing refers to the legal process of transferring title in a property from one person...

Grow money

How to Calculate Your Investment Returns to Time Your Goals Better

The effect of compounding can help you grow your wealth faster, and is the best...

1 Comment

Goals

How Much Education Actually Costs In Singapore and How You Can Afford It

A guide on the total cost of studying in Singapore and how you can successfully...

1 Comment

Protect

What Happens When You Prematurely Terminate Your Insurance Policy?

What happens when you need to stop paying for an insurance policy? What options do...

Protect

Your Complete Guide to Integrated Shield Plans in Singapore

What is an Integrated Shield Plan, and how is it linked to MediShield Life? We...

2 Comments

Manage Money

Questions to Ask Your Financial Advisor During Your Annual Review

If you can’t remember how long it has been since you met your financial advisor,...

Lifestyle

Yes, You Can Save Money With Your Credit Cards

Saving money with your credit cards sounds like an oxymoron, but responsible credit card use...

Manage Money

3 Things to Understand to Make Financial Planning Easy

For most people, financial planning isn't fun nor approachable. It all comes down to the...

Grow money

Creating Your Investment Strategy: Short-term or Long Run?

A sound investment strategy considers both long-term and short-term goals. Finding a balance for both...

2 Comments

Grow money

We Review moomoo: Should You Try Futu’s Hot New Investment App?

We review Futu moomoo, a hot new investment platform, and interview a user who's become...

Goals

How to choose the perfect HDB Resale Flat in Singapore

Looking to find a home without the long wait of BTOs or the cost of...

Lifestyle

Learn Good and Bad Money Habits from 6 Money Songs

Get out those dancing shoes and learn personal finance from these tunes!...

Protect

Everything You Need to Know About Standalone Cancer Insurance

Do you need standalone cancer insurance? It can help cover expenses including treatment costs, medication,...

Protect

Yes, you must plan for long-term old age care, especially if you’re young. Comparing Careshield life supplement schemes

We get into Singapore's CareShield Life insurance scheme, and whether it is good enough for...

Grow money

ESG Investing: Our Guide to Socially Responsible Investing

Environmental, Social, Governance — can you make money and still do some good in this...

Goals

How Much Weddings Cost in Singapore and 4 Ways to Save Money on Your Big Day

Tying the knot soon but have no clue where to start on your budget planning?...

Manage Money

Beginner’s Guide to Building Your Credit Score in Singapore

Have you wondered how credit scores are calculated, or what factors could affect your credit...

Grow money

How to Read a Fund Factsheet

The key to understanding a stock is in being able to read a fund’s factsheet....

Protect

Your Guide to Pet Insurance in Singapore

Protect your loved ones! Hefty medical fees apply for both people and pets, that’s why...

Grow money

Will Singapore Properties Continue To Be in High Demand?

The Singapore real estate market is remaining resilient amid the Covid-19 pandemic, powered by investment...

Grow money

How to Invest as a Couple In Singapore

Build a greater financial future for your family by investing as a couple, with actionable...

Grow money

Investment Portfolio Basics: What is it, and How to Build One?

The core of personal investment is your portfolio. Discover what it is, how to allocate...

Manage Money

How to plan out your spending on your kids’ education in Singapore

Providing for your child's tertiary education might seem daunting, but here are actionable steps you...

Lifestyle

Are You an Emotional Spender? Try These 5 Free Mental Health Apps

Are you prone to making emotionally-driven impulse purchases? Here are some better ways to track...

Manage Money

How to plan your estate to protect your family

Estate planning isn't only for the rich. Planning what happens when you’re gone is especially...

2 Comments

Grow money

Buying your first Bitcoin? Here’s what you need to know

Cryptocurrency and Bitcoin are all the rage right now. It seems like everyone’s getting into...

Lifestyle

5 Lifestyle Habits to Help You Save Money

The biggest factor that can influence your wealth in the future all comes down to...

Goals

Should You Borrow More? Total Debt Servicing Ratio and Your Housing Loan

We think it's better to get a smaller home loan. Here's how you end up...

Lifestyle

5 Money Tips You Should Ignore (and 5 More You Shouldn’t)

The internet is full of advice on personal finance. We get down to basics to...

Manage Money

How to Help Your Parents Prepare for Retirement

If you have ageing parents, it's time to have an open conversation to understand their...

Grow money

How do you invest cleverly in times of volatility?

When you are just starting out as an investor, it can be difficult to figure...

Protect

How to make a nomination for your life insurance in Singapore

Life is unpredictable. This is a guide to ensure that the proceeds from your policy...

Grow money

The Big Risks of Taking No Risk

Slow and steady may not eventually win you the race....

2 Comments

Manage Money

Reduce Your Family’s Household Debt to Change Your Future

Take control of your money and reduce your household debt, so you can be more...

Goals

Mortgage 101: What is Mortgage Servicing Ratio (MSR) and Total Debt Servicing Ratio (TDSR)?

In the process of finding the best home loan package? We understand how some mortgage...

Manage Money

How to Set (and Achieve) Your Financial Goals This Year

Get smart about your money by setting and achieving your financial goals with these feasible...

Lifestyle

Myth vs Fact: Does frugality Help improve Money Management?

Frugal people often get a bad rap due to misconceptions that have been attached to...

Protect

General Insurance vs Life Insurance: What’s the Difference?

General insurance protects your assets, while life insurance protects your loved ones. Find out how...

Grow money

Is Backtesting A Viable Investment Strategy?

Backtesting is a tool that you can use when exploring new markets and strategies. It...

Manage Money

6 Money Management Tips Tailored for the Gen Z Crowd

The importance of a good credit score, what to do with a budget, and how...

Lifestyle

7 Personal Finance Podcasts to Listen to in 2021

Personal finance podcasts you should be listening to in 2021 to pick up new money...

Manage Money

Mortgage 101: What is Loan Tenure, Loan To Value (LTV), and Income Weighted Average Age (IWAA)?

Navigate the financial planning process of home ownership like a pro, with this primer on...

1 Comment

Lifestyle

Budget Hacks: 6 Tips to Save On Renovation For Your First Home

Renovating your first home doesn’t have to come with a huge price tag. Here’s how...

1 Comment

Grow money

Investing 101: What You Should Look Out for As A Beginner Investor

You’re keen to start investing, but are intimidated about how to start. This comprehensive guide...

2 Comments

Grow money

How to Save $100,000 by the Time You’re 30

Yes, you can: have $100,000 in your bank account by the time you hit 30....

2 Comments

Announcements

Update on Syncing DBS to Planner Bee

Updated 19 March 2021: We are still able to sync with DBS for the time...

6 Comments

Lifestyle

Do You Know How Singapore’s Flexible Wage System Affects You?

Singapore is encouraging more and more firms to implement the Flexible Wage System. This is...

Protect

Do You Really Need Early Critical Illness Coverage?

How to weigh the need for critical illness coverage, and the common features of these...

Goals

A 5-Step Plan to Investing for Retirement in Singapore

You don’t need to be a financial planner to know how to invest for retirement....

Lifestyle

Renting in Singapore: A Beginner’s Guide to Renting an Affordable Home in Singapore

Living alone undoubtedly has its perks but finding a place to rent can be confusing....

1 Comment

Goals

Launch Condo Buying Timeline in Singapore

What to expect when you buy a launch condominium in Singapore. Here, we map out...

Protect

A Fresh Grad’s Guide to Insurance Policies You Should Get in Singapore

What insurance should you be getting as a fresh grad? Here’s a beginner’s guide to...

1 Comment

Lifestyle

The Best Thrift Shopping Spots in Singapore for a Good Bargain

You might not know that thrift shopping is available in Singapore. Here’s a guide to...

Grow money

A Beginner’s Guide to Investing with Robo Advisors in Singapore

Is it possible to start investing with little money? This comprehensive beginner’s guide on how...

3 Comments

Lifestyle

The real cost of our purchases is time, not money

Are you paying for that purchase with $50, or with twelve hours of work? Here’s...

Protect

Singapore’s Integrated Shield Plans to Stop Paying for Entire Hospital Bills

How does this affect you? Here’s a handy FAQ to answer all your questions....

Lifestyle

For Home Sellers and Landlords: DIY or Engage Property Agent

Buying, selling, renting, and leasing a home can be tricky, but it hasn’t stopped many...

1 Comment

Lifestyle

Best Ways to Maximise Your Chinese New Year Ang Bao Money

Don’t just spend all your ang bao pocket money, here are some ways you can...

Manage Money

How successful couples save money together

Get confident with your finances as a couple and save for your future together....

Lifestyle

3 Science-backed Tips to Making Better Financial Decisions

Understand your brain with these 3 scientifically supported tips to help us better manage our...

Protect

5 Common Misconceptions About Life Insurance Debunked

Debunking longstanding myths about life insurance policies so you can make a clearer, well-informed decision....

2 Comments

Grow money

Endowment Plans 101: What to Look Out For

Are insurance endowment plans right for you? These are the elements to understand before you...

Goals Manage Money

Where your sale proceeds go after selling your HDB flat 

How much money you'll get back from the sale of your flat, and how the...

Lifestyle

Best Student Credit Cards for Undergraduates in Singapore

A guide to the best credit cards for Singapore university students!...

1 Comment

Manage Money

Best Education Loans for University Students in Singapore

Different education loans available in Singapore, and how to pick the best loan that suits...

1 Comment

Lifestyle

Going Cashless: Beginner’s Guide to Navigating e-Wallets

Popular e-wallet cashless payment options in Singapore and which one you should pick....

1 Comment

Lifestyle

9 Easy Side Hustle Ideas for Students Looking To Earn Extra Income

Who says you can’t earn a quick buck while hitting the books? Here are some...

Lifestyle

How People With Good Money Relationships Think

How we think about money can affect our lives significantly. By understanding how your brain...

Grow money

Review of GrabInvest AutoInvest: Good Idea, Not So Great Product

A review of Grab’s GrabInvest AutoInvest product. Could this be the easiest way to micro-invest?...

Lifestyle

How Your Brain Stops You from Achieving Your Financial Goals

Why aren’t you achieving your financial goals? We lay out some scientific ways of working...

1 Comment

Manage Money

Guide to Your End-of-Year Personal Financial Review

A step-by-step financial review guide to help you assess if you’ve made financial progress this...

Manage Money

Everything You’ve Asked Us About SGFinDex

The Monetary Authority of Singapore’s Financial Data Exchange platform is here. Here are some frequently...

1 Comment

Grow money

Sell 1 HDB, Buy 2 Condo: No or Go?

Is the “sell one HDB, buy two condos” a wise property investment move right now?...

Lifestyle

Back-to-Office Money-Saving Tips

With more people returning to the office, going back to the workplace poses a new...

2 Comments

Grow money

Why Some People Don’t Want Long-term Insurance Savings Plans

Why you shouldn’t commit to a long-term insurance savings product, also known as an endowment...

Goals Grow money

All the Questions People Ask Us About Annuity Insurance Plans

Should you buy an annuity insurance policy? What are the loopholes? What should you watch...

1 Comment

Goals Grow money

Got a Spare $1? Here’s Why You Should Set up a Supplementary Retirement Scheme (SRS) Account

The statutory retirement age will be raised from 62 to 63 from 1 July 2022...

Lifestyle

Tips and Tricks To Hack the Best Black Friday & Cyber Monday Shopping Deals (2021)

Shopping hacks for 2021’s Black Friday and Cyber Monday, so you can snag the best...

Grow money

Why It’s Important to Rebalance Your Investment Portfolio

Common pitfalls in investment portfolio rebalancing, and why it’s important to do this regularly....

1 Comment

Goals

A Singaporean’s Guide to Buying Your First Resale HDB Flat

Here’s all you need to know to buy your dream HDB Resale Flat!...

1 Comment

Goals

HDB Loan VS Bank Loan: Which Should You Get?

Are bank loans better than HDB loans? Or is it the other way round? Here’s...

1 Comment

Manage Money

Bad Habits to Avoid With Your Credit Card

Credit cards can serve you well if you avoid bad habits that many fall prey...

Lifestyle

Why Our Generation Struggles to Save Money and What to Do About It

This generation has its own challenges in saving money and managing finances. Here are some...

Goals

Seth’s plan to FIRE in 13 years

Sethisfy sharing his early retirement plan. Details and useful tips you can apply to achieve...

Basics 101 Grow money

Personal Finance 101: What are “Funds”?

What are the different types of funds you can invest? What are the risks and...

Lifestyle

A Successful Life Begins by Breaking These Lies

The limiting beliefs you hold could be the very thing that’s stopping you from having...

Goals

What is CPF Life?

Ever wondered how much you would get from your CPF during retirement? Here’s all you...

Lifestyle Uncategorized

Productive Things To Do While You’re Working From Home

For most of us, being home all day long, working at the same place we...

Manage Money

Quick and powerful tips to clear your debt quickly

How do i get rid of my debt as quickly as possible? Here are some...

1 Comment

Goals

What to Do If You Get Retrenched From Your Job

What are your rights as a retrenched employee, and how much should you set aside...

Lifestyle

How to make some extra money while you save the earth

Make a little extra cash and save the earth while you’re at it! Here are...

Manage Money

Set Financial Goals Like a Boss

How do we make sure that our financial goals are attainable? The way you plan...

1 Comment

Protect

Why You Seriously Need to Consider Private Medical Insurance

What are the factors I need to consider before deciding on a medical insurance policy?...

Protect

All You Need To Know About CareShield Life

Careshield life is coming into effect 1st october 2020. Here are some important highlights of...

Manage Money

Create a Personal Budget You Can Actually Stick To

What’s the best way to save money and create personal budgets that you can actually...

Manage Money

He Earns $100,000 a Year and is Still Broke

How do you avoid lifestyle inflation and make sure that you aren’t left broke when...

Basics 101

What to Do After University- Tips for A Fresh Graduate

What are your next steps after graduation? Feeling lost and directionless especially in the midst...

Lifestyle

Financial Red Flags To Watch Out for Before You Say “I Do”

Look out for red flags in your partner’s finances and have this “money talk” with...

Basics 101 Lifestyle Manage Money

Young Working Adults: 5 Crucial Personal Finance Rules to Follow

Ready to stretch your savings? We’ve rounded up the best personal finance tips to guide...

2 Comments

Goals

How to Prepare for Retirement

Things you should know in order to prepare yourself for your retirement. Planning early will...

1 Comment

Grow money

Should I Invest in Real Estate or ETFs?

Is it a smarter decision to invest in a property in Asia or in Exchange...

1 Comment

Protect

When Do You Actually Need to Buy Insurance?

When is it time to buy insurance? How do I know when I should be...

Basics 101 Grow money

Investment Asset Classes Explained: What’s What, and Their Pros and Cons

Breaking down the world of investing into five major asset classes....

1 Comment

Lifestyle

Loan Deferment Schemes by Singapore Banks

To help individuals in Singapore tide over the current difficult period arising from the COVID-19...

Protect

Should I Get a Personal Accident Insurance?

There are many misconceptions about how Personal Accident insurance plans work. Here are the common...

Lifestyle Manage Money

Coronavirus Support Schemes for Singaporeans

Information suport schemes for Singaporeans. More on Jobs Support Scheme (JSS), Enhanced Self-Employed Person Income...

Grow money

What to Look Out for When Investing in ETFs?

Exchange traded funds or ETFs are passive investment tools that can impact your investment portfolio....

1 Comment

Lifestyle

How To Work From Home Effectively and Happily

Most companies have started mandatory work from home arrangements in lieu of the Covid-19 situation....

1 Comment

Manage Money

Details on Singapore’s Insurance Premium Deferment Schemes

A primer on insurance deferment schemes for insurers in Singapore. Know what options are available...

Protect

What is Term Life Insurance and How Does it Affect Me?

Term Life Insurance isn’t always something people consider when it comes to being financially savvy...

Grow money

Switch on your “System 2” Thinking for Smart Investment Decisions

Smart investment decisions require a system 2 thinking. Understand Daniel Kahneman’s approaches to thinking so...

Grow money

The Great Debate: Active vs Passive Investment

When it comes to active investing and passive investing, which method works better? Why is...

1 Comment

Lifestyle

6 Smart Ways to Limit Distractions in 2020

Sometimes, we perform an action that intentionally impedes our own progress. Here are smart ways...

Basics 101 Manage Money

What’s an Emergency Fund and How Much is Enough?

An emergency fund is an important part of your financial planning. Make sure that you...

5 Comments

Basics 101 Grow money

How Does Inflation Affect Your Bank Balance?

Inflation can affect the value of the money you have in hand. Understand the causes...

Manage Money

The Basics of Financial Planning: The Last Step is Key

Discover the basics of financial planning by understanding where your money is going, how much...

4 Comments

Grow money

4 Basic Rules of Investing in Your 20s

How you invest in your 20s will make a big difference in your future. Investing...

3 Comments

Protect

The Geek’s Guide to Calculating the Real Returns on Your Life Insurance

It’s easy to get confused about certain technical terms when you’re not in the financial...

Manage Money

4 Habits Preventing You From Saving Without You Realising

If you need an email to sell you something, you probably don’t really need it....

Manage Money

5 Habits That Help Your Bank Balance to Grow

So here are some habits you can start implementing now to help you save better....

Manage Money

A Marie Kondo-Inspired Guide to Saving Money

How the principle of decluttering can help you save money, too....

3 Comments

Lifestyle

Want To Eat at Cafes and Restaurants in Singapore and Still Save Money? It’s Possible

There’s no sense in causing yourself grief, or deciding that you have to be a...